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BeePay

“Can a PCI-certified Latin American payments infrastructure company become the end-to-end SaaS platform of choice for banks, fintechs, and merchants seeking acquiring, card issuing, and digital wallet services across an underbanked region?”

Founded2021
HQPanamá Pacífico, Parque Empresarial Internacional, Edificio 3845, Suite 410, Ciudad de Panamá, Panamá
IndustryInfrastructure / Payments
The story

Founded in 2021 in Panama, BeePay positions itself as a B2B infrastructure provider — a SaaS payment processor and card-issuing platform targeting regulated financial institutions, fintechs, SMBs, and marketplaces across Central America and Latin America. The company operates as both an acquirer and an issuer-enabler, offering PCI-certified cloud infrastructure so that banks and fintechs can launch card programs and acquiring services without building their own stack. Its Mastercard partnership for Tap on Phone reflects a deliberate move into modern acceptance infrastructure for an underbanked region.

Last 12 months
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Product timeline
2021
BeePay Inc. founded in Panama as a PCI-certified cloud-based digital payment solutions provider for Latin American financial institutions and merchants.· pivot
2024
Launched full suite of acquiring, card issuing (credit, debit, prepaid, virtual), digital wallets, tokenization, 3DSecure, and P2P transfer solutions for the Central American and Latin American market.· banking
The stack
2 layers disclosed in BeePay’s embedded-finance stack
Payments / PSP
BeePay (self-operated)
Card network
in the full report
Accounting gap: none
1 more provider across 1 layer, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.