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Beam

“Can a Stripe-pedigree fintech become the financial operating system for construction contractors by embedding payments, cards, and accounting into a single workflow platform?”

Founded2022
HQSan Francisco, CA, USA
FoundersAdam Eagle
Total raised$4M+
Latest roundSeed, 2023
IndustryVertical SaaS / Construction
The story

Founded in October 2022 by former Stripe engineer Adam Eagle, Beam set out to modernize payments and cash flow for construction contractors — a segment notorious for slow invoicing, delayed subcontractor payments, and paper-based workflows. The platform combined Stripe-powered payment acceptance with embedded corporate card issuing (CapitalOS), identity verification (Footprint), and construction-specific accounting integrations (Agave). Evolve Bank & Trust and First Internet Bank of India appear as banking infrastructure partners. Beam was acquired/merged by 2024 and now operates as an operating subsidiary.

Last 12 months
2024-07
2024-01
Product timeline
2022
Adam Eagle (ex-Stripe engineer) founded Beam in October 2022 to help general contractors pay subcontractors and get paid faster.· pivot
2023
Raised $4M seed round led by Accel; launched payments and invoicing platform for construction contractors.· banking
2024
Added embedded card issuing (CapitalOS) and KYC/identity verification (Footprint) to the platform; construction accounting integrations via Agave.· card
2024
Acquired/merged per PitchBook; operating as subsidiary under parent company.· acquisition
The stack
6 layers disclosed in Beam’s embedded-finance stack
Payments / PSP
Stripe
Banking / BaaS
in the full report
Card issuing
in the full report
Unified APIs
in the full report
Sponsor bank
in the full report
Accounting
in the full report
Accounting gap: minor
8 more providers across 5 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.