ApideckTape
← Embedded Finance Index 2026

Automint

“Can employer-sponsored car and device leasing become the default tax-optimised salary benefit for Indian white-collar workers?”

Founded2024
HQPanaji, Goa, India
FoundersAkarsh Agrawal
IndustryVertical SaaS / HR Benefits (Employee Leasing)
The story

AutoMint is an early-stage (2024) Indian vertical SaaS play that packages car and consumer-device leasing as a payroll-integrated employee benefit. Employees select a car or smartphone from a digital catalogue; monthly lease payments flow through pre-tax salary deductions, unlocking up to 30-40% savings under Indian tax rules. The company positions itself as a benefits platform rather than a lender — leasing capital is provided by third-party financiers, and AutoMint's tech layer handles catalogue, KYC document upload, digital signature and payroll-integration workflows with the employer.

Last 12 months
—
Product timeline
2024
AutoMint founded in Goa, India to offer employer-sponsored car and device leasing as a tax-optimised employee benefit· pivot
2025
Launched at customers including Pine Labs and Exotel, extending leasing catalogue to smartphones, laptops and tablets· banking
The stack
1 layer disclosed in Automint’s embedded-finance stack
Lending
Car leasing (up to 30% savings)Smartphone/laptop/tablet leasing (up to 40% savings)
Accounting gap: minor

Automint — frequently asked

Who founded Automint?

Automint was founded by Akarsh Agrawal and is founded in 2024, headquartered in Panaji, Goa, India.

Benchmark your own stack

Request an embedded finance strategy assessment

Get a read on where your own stack stands against Automint and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.

  • Your category, mappedHow your stack compares to Automint and the other companies in its category.
  • Build vs. buyWhere a provider relationship would close a gap faster than building it.
  • A named analyst, not a form replyA short call to scope what's actually worth assessing for you.

No newsletter, no sharing your address. We use this to reach out about the assessment and nothing else.