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Authentic Insurance

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Can program insurance be turned into an infrastructure layer that specialty brokers rent instead of build?

IndustryInfrastructure / Insurance (Program MGA)
The story

Authentic positions itself as program insurance infrastructure — an MGA/technology platform that lets brokers and carriers stand up specialized insurance programs (custom builds for franchises, associations, risk-similar groups) on shared underwriting, bordereaux, and policy admin infrastructure. Original consumer/SMB-facing product has evolved into a B2B2B infrastructure play sold to national and regional brokerage firms.

Last 12 months
Product timeline
2024
Launched AI-powered agent automation for instant policy analysis and binding for SMBs.· product
Regulated entities
1
regulatory licence held by Authentic Insurance
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
1 layer disclosed in Authentic Insurance’s embedded-finance stack
Insurance
Authentic Insurance Services, Inc. (in-house)
Accounting gap: minor