“Can AsiaPay become the definitive one-stop payment gateway and technology stack for merchants operating across fragmented APAC payment markets?”
Founded in 2000 as a pan-Asian electronic payment service provider, AsiaPay has grown into a multi-market digital payment platform serving banks, corporates, and e-businesses across Asia under brands including PayDollar and SiamPay. The company has progressively expanded beyond gateway processing to offer multi-currency pricing (MCP), installment payments, BNPL integration (via Atome), real-time payment rails (via Azupay in Australia), and 3DS 2.0 security. AsiaPay positions itself as a one-stop payment service and technology house covering online, mobile, and in-store payment acceptance across APAC markets.
Asiapay processes payments through AsiaPay PayDollar (self-operated) and AsiaPay SiamPay (self-operated). Disclosed money-movement rails: RTP.
Asiapay's lending and capital products are provided by Atome.
The Embedded Finance Index 2026 maps 3 layers in Asiapay's stack: Payments / PSP (AsiaPay PayDollar (self-operated) and AsiaPay SiamPay (self-operated)); Money movement (RTP); Lending (Atome, Buy now, pay later installments (via Atome), Visa Instalments and Installment payment plans (merchant-facing)).
Asiapay is founded in 2000 and headquartered in Hong Kong.
Get a read on where your own stack stands against Asiapay and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.