An Post Money
“Can Ireland's postal service become a credible mobile-first banking brand for Irish consumers by orchestrating best-of-breed embedded finance partners rather than getting a bank licence itself?”
An Post is Ireland's state-owned postal service; An Post Money is its financial-services brand offering current accounts, currency cards, credit cards and personal loans. It launched a mobile-first current account in 2020 to compete with Revolut, targeting one million Irish customers by 2025. The retail/BaaS platform is powered by Omnio (177K active accounts cited on Omnio's own site), the credit card is owned and operated by Bankinter S.A./Avant Money, and the currency card runs on Mastercard. In 2026 An Post opened a procurement for a digital IMT (international money transfer) partner to be embedded in the An Post Money app.