“Can a single licensed-and-orchestrated BaaS provider win enterprise brands that don't want to manage multiple bank, card, and FX vendors themselves?”
Founded 2017 as Mezu, a consumer P2P payments app. Pivoted in 2021 to enterprise embedded finance under the Alviere brand, building HIVE — a single-contract BaaS platform combining accounts, branded cards, payments, wallets and cross-border remittance for large brands in retail, telecom, travel and marketplaces. Differentiates by holding its own US/PR/Canada money-transmitter licenses (via the legacy Mezu entity) rather than reselling another BaaS.