“Can a traditional B2B insurance broker become a digital corporate-risk and benefits platform for Brazilian companies?”
Alper is one of Brazil's largest B2B insurance brokers, formerly known as Brasil Insurance / BR Insurance Corretora de Seguros. The company has evolved from a traditional brokerage into a broader corporate-risk and benefits platform (Alper Network, AlperTech), building proprietary digital products for personal insurance (VC+Seguro), telehealth (Dr.Alper), agri-insurance (AlperAgro Tech) and surety bonds (SOL). It was taken private via buyout/LBO after being listed as APER3 on B3.
Alper Seguros's lending and capital products are provided by Seguro Garantia (Surety Bond, brokered) and SOL - Surety On-Line (in-house platform).
Alper Seguros's embedded insurance is provided by Alper Seguros (in-house brokerage).
Alper Seguros's investing and wealth products are powered by Previdência (brokered private pension).
The Embedded Finance Index 2026 maps 3 layers in Alper Seguros's stack: Lending (Seguro Garantia (Surety Bond, brokered) and SOL - Surety On-Line (in-house platform)); Insurance (Alper Seguros (in-house brokerage)); Investing (Previdência (brokered private pension)).
Alper Seguros is founded in 2010 and headquartered in São Paulo, Brazil.
Get a read on where your own stack stands against Alper Seguros and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.