“Can a cloud-native payments hub become the default money-movement orchestration layer for US banks and credit unions modernizing off legacy cores?”
Alacriti has spent two decades as a payments-infrastructure vendor to US financial institutions, evolving its Orbipay platform from electronic bill presentment & payment (EBPP) into a cloud-native, ISO 20022-based payments hub that orchestrates RTP, FedNow, Zelle, Visa Direct, ACH and Wires for banks and credit unions. The 2026 growth round signals a push into fraud, AI-driven decisioning, and digital money services while remaining a B2B2C infrastructure provider — not a balance-sheet fintech.