Addosser Microfinance Bank
“Can a Lagos-based microfinance bank become a one-stop financial services group for Nigerian MSMEs across banking, lending and insurance?”
Founded2008
HQLagos, Nigeria
IndustryBank / Community
The story
Addosser Microfinance Bank is a Nigerian CBN-licensed microfinance bank founded in 2008, focused on retail/micro-enterprise banking and SME lending. A sister entity, Addosser Finance, offers business, personal, public sector and lease financing, and the group has extended into insurance brokerage (Addosser Insurance Brokers). The bank is a traditional deposit-and-lending institution rather than an embedded finance platform.
Last 12 months
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Product timeline
2008
Founded as a microfinance bank in Lagos, Nigeria serving MSMEs· banking
Regulated entities
1
regulatory licence held by Addosser Microfinance Bank
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
3 layers disclosed in Addosser Microfinance Bank’s embedded-finance stack
Banking / BaaS
Addosser Microfinance Bank (in-house)
Lending
in the full report
Insurance
in the full report
Accounting gap: none
12 more providers across 2 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.