“Can a debt-renegotiation marketplace become the default distribution channel for Brazilian credit recovery by embedding inside neobank and score apps?”
Acordo Certo is a Brazilian debt renegotiation platform operating under Consumidor Positivo Ltda. (CNPJ 30.247.128/0001-15). Its core business is aggregating consumer debt from 45+ creditor partners (banks, retailers, telecoms, universities, securitizadoras) and letting consumers settle debts online with discounts up to 99%. In 2026 the platform extended distribution via Nubank's NuScore, embedding its debt-negotiation flow inside a neobank app.
Acordo Certo is headquartered in São Paulo, Brazil.
Get a read on where your own stack stands against Acordo Certo and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.