Achieve
“Can a consumer debt-relief company transform into a full-stack digital personal finance platform that helps everyday Americans get out of debt, access credit, and build financial health?”
Founded2002
HQTempe, Arizona, United States
FoundersAndrew Housser, Brad Stroh
Latest roundPE Growth
IndustryFintech / Lending
The story
Founded in 2002 as Freedom Financial Network, the company built a business around consumer debt relief and personal loans targeting everyday Americans with debt challenges. It expanded product offerings to include home equity loans, financial apps, and educational resources. In 2022, the company rebranded as Achieve to signal a broader digital personal finance platform identity, moving beyond its debt-relief roots toward a fuller consumer financial services suite.
Last 12 months
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Product timeline
2002
Founded as Freedom Financial Network by Andrew Housser and Brad Stroh, offering debt relief and personal finance services.· pivot
2008
Launched pilot program under the 'Freedom Plus' brand to make unsecured personal loans to consumers struggling with debt.· lending
2022
Rebranded from Freedom Financial Network to Achieve, consolidating its digital personal finance platform under a unified brand.· pivot
The stack
3 layers disclosed in Achieve’s embedded-finance stack
Banking / BaaS
Lending
in the full report
Sponsor bank
in the full report
Accounting gap: none
5 more providers across 2 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.