220 Bank
“Can a small UK challenger carve out a 'digital private bank' niche for mass-affluent consumers?”
Founded2019
HQCardiff, UK
Total raised$26M
IndustryFintech / Consumer banking
The story
220 Bank was founded in 2019 in Cardiff, UK as a self-described 'digital private bank' targeting UK consumers. As of the most recent public listing it had ~85,000 customers and 11-50 employees, and was reported to still be in beta. Public disclosure of its underlying finance stack is essentially non-existent.
Last 12 months
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Product timeline
2019
220 Bank founded in Cardiff, UK, positioning itself as the first 'digital private bank'.· banking
The stack
0 layers disclosed in 220 Bank’s embedded-finance stack
Accounting gap: none