Yorbis
“Can a lean cross-border neobank built on BaaS infrastructure give SMBs access to multi-currency accounts and global payments at a fraction of traditional banking costs?”
Founded2023
HQLos Angeles, California, United States
FoundersSun Migliacci
IndustryFintech / Cross-border payments
The story
Founded in 2023 in Los Angeles, Yorbis is building a cross-border banking and payments ecosystem aimed at SMBs that operate globally. The core product proposition is multi-currency accounts with local account details in major markets, instant transfers, and competitive FX rates — positioned as a low-cost alternative to traditional bank international services. The company is pre-revenue scale (estimated revenue ~$342K, 1–10 employees) and has raised no external funding as of available evidence.
Last 12 months
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Product timeline
2023
Founded as a cross-border banking and payments platform for SMBs, targeting 100+ currencies across 220+ countries.· banking
The stack
2 layers disclosed in Yorbis’s embedded-finance stack
Banking / BaaS
Community Federal Savings Bank
Sponsor bank
in the full report
Accounting gap: significant
1 more provider across 1 layer, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.