“Can a lean cross-border neobank built on BaaS infrastructure give SMBs access to multi-currency accounts and global payments at a fraction of traditional banking costs?”
Founded in 2023 in Los Angeles, Yorbis is building a cross-border banking and payments ecosystem aimed at SMBs that operate globally. The core product proposition is multi-currency accounts with local account details in major markets, instant transfers, and competitive FX rates — positioned as a low-cost alternative to traditional bank international services. The company is pre-revenue scale (estimated revenue ~$342K, 1–10 employees) and has raised no external funding as of available evidence.
Yorbis discloses Community Federal Savings Bank as its banking provider, according to the Embedded Finance Index 2026.
Yorbis does not disclose a bank charter of its own; its banking services are provided through Community Federal Savings Bank.
The Embedded Finance Index 2026 maps 2 layers in Yorbis's stack: Banking / BaaS (Community Federal Savings Bank); Sponsor bank (Community Federal Savings Bank).
Yorbis was founded by Sun Migliacci and is founded in 2023, headquartered in Los Angeles, California, United States.
Get a read on where your own stack stands against Yorbis and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.