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Vivian

“Can a healthcare jobs marketplace deepen clinician retention by becoming the embedded financial services layer for nurses and allied health workers?”

HQSan Francisco, California, United States
Latest roundAcquired by IAC
IndustryVertical SaaS / Healthcare

The story

Vivian Health began as a healthcare jobs marketplace (an IAC company) focused on travel nursing and broader clinician staffing. In September 2022, it acquired the technology and team behind Lume — a banking platform for healthcare workers — explicitly to launch embedded financial services for its clinician base. By August 2023, it had publicly signed on with Marqeta for embedded card issuing, signaling a pivot from pure marketplace to marketplace + embedded finance for clinicians.

Last 12 months

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Product timeline

2022

Vivian Health acquires use of Lume Technology, a banking platform for healthcare workers, to build new banking and financial services for its 800,000+ registered clinicians.· acquisition

2023

Vivian announced as a new Marqeta embedded finance customer, integrating card issuing into its platform.· card

2024

Partnership with Checkmate to provide reusable reference checks for healthcare candidates.· pivot

The stack

2 layers disclosed in Vivian’s embedded-finance stack

Banking / BaaS

Marqeta

Card issuing

in the full report

Accounting gap: none

1 more provider across 1 layer, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.

Vivian — frequently asked

What bank does Vivian use?

Vivian discloses Marqeta as its banking provider, according to the Embedded Finance Index 2026.

Is Vivian a bank?

Vivian does not disclose a bank charter of its own; its banking services are provided through Marqeta.

Who issues Vivian's cards?

Vivian's cards are issued through Marqeta.

What is Vivian's embedded finance stack?

The Embedded Finance Index 2026 maps 2 layers in Vivian's stack: Banking / BaaS (Marqeta); Card issuing (Marqeta).

Where is Vivian headquartered?

Vivian is headquartered in San Francisco, California, United States.

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