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Unlimit

Can a single-vendor, principal-member payments platform replace the typical multi-provider embedded finance stack for global merchants?

IndustryInfrastructure / Payments
The story

Unlimit (formerly Unlimint) operates as a global payments and BaaS infrastructure provider holding principal memberships with Mastercard, Visa, and UnionPay. It has expanded from cross-border card acquiring into a broader stack covering payouts, accounts/IBANs, card issuing, crypto, and BaaS — positioning itself as an end-to-end alternative to combining multiple fintech vendors.

Last 12 months
Regulated entities
3
regulatory licences held by Unlimit
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
5 layers disclosed in Unlimit’s embedded-finance stack
Payments / PSP
Unlimit Payment Processing (self-operated)Unlimit card acquiring (self-operated)Unlimit Payouts (self-operated)
Banking / BaaS
in the full report
Card issuing
in the full report
FX & payouts
in the full report
Crypto
in the full report
Accounting gap: significant
4 more providers across 4 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.