← State of Embedded Finance 2026

Txb

Can Txb provide banks and credit unions with a modern transaction banking solution powered by embedded payment infrastructure?

IndustryFintech / SMB banking
The story

Txb appears to be a transaction banking solution built for banks and credit unions, leveraging VoPay's payment rails. The product is positioned as an embedded banking and payments infrastructure layer for financial institutions rather than a consumer-facing neobank. Evidence is limited and the company's public footprint is thin.

Last 12 months
The stack
Payments / PSP
VoPay
Accounting gap: none