“Can B2B BNPL infrastructure replace traditional trade credit and net terms at scale for merchants and platforms?”
Two is a B2B Buy Now Pay Later (BNPL) and trade credit infrastructure company enabling merchants and platforms to offer net terms and invoice financing to business customers at checkout. The company focuses on the B2B embedded lending space, providing merchants with instant credit decisioning and net terms products. Evidence in this analysis is thin and confidence in the full company profile is low.