“Can a construction-focused fintech become the default financial OS for contractors by bundling banking, payments, invoicing, and crew card management on top of an embedded BaaS stack?”
Truss Payments (operating as MazumaGo Inc. dba Truss) is a vertical fintech targeting the construction industry with an all-in-one banking and payments platform. The product bundles business checking (via Thread Bank), invoice collection, bill pay, crew expense cards, and early payment availability into a single construction-focused tool. The embedded finance angle is explicit: Thread Bank provides the regulated banking backbone (FDIC-insured deposits, card issuing) while Truss operates as the program partner managing the account experience for contractors, subcontractors, and project managers.