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Tribal

“Can a corporate card and B2B payments platform become the financial operating system for growth-stage SMBs and startups across Latin America and MENA?”

Founded2016
HQSan Francisco, California, United States
FoundersAmr Shady
Total raised$342.6M
Latest roundSeries B, February 2022
IndustryFintech / SMB banking
The story

Founded in 2016 and launched in beta in 2019, Tribal Credit started as a corporate card provider targeting startups in emerging markets underserved by traditional banks. It expanded from a pure card play into a broader B2B financial operating system, adding Tribal Pay (international transfers), Cash Copilot, receipt management, and multi-currency cards. After its SoftBank-led Series B in 2022, Tribal doubled down on Latin America and MENA as its core geographies, positioning itself at the intersection of credit, payments, and crypto/stablecoins for emerging-market SMBs.

Last 12 months
—
Product timeline
2019
Launched beta spend management platform with virtual corporate cards for enterprise customers in emerging markets.· card
2020
Raised $5.5M seed round led by BECO Capital; officially opened sign-ups for corporate card product.· banking
2021
Raised $34.3M Series A led by QED Investors to scale corporate card and B2B payments offering in emerging markets.· banking
2022
Raised $60M Series B led by SoftBank Latin America Fund to expand across Latin America (Brazil, Mexico, Colombia, Peru, Chile); signaled crypto/stablecoin ambitions.· banking
2022
Launched Tribal Pay for international B2B transfers, processing over USD 150M in cross-border transactions for SMBs.· banking
The stack
0 layers disclosed in Tribal’s embedded-finance stack
Accounting gap: significant

Tribal — frequently asked

Who founded Tribal?

Tribal was founded by Amr Shady and is founded in 2016, headquartered in San Francisco, California, United States.

How much funding has Tribal raised?

Tribal has raised $342.6M in total (latest round: Series B, February 2022).

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