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Towerbank

Can a Panamanian bank modernize its core infrastructure and expand LATAM payment services while maintaining a full-service banking license?

HQPanama City, Panama
IndustryBank / Community
The story

Towerbank International Inc. is a Panamanian bank regulated by the Superintendency of Banks of Panama, offering a full range of retail and corporate banking products including savings accounts, credit cards (VISA Classic/Gold/Infinite), consumer loans, mortgages, leasing, and trade finance. The bank has differentiated itself by building TowerPay, a proprietary LATAM-focused e-commerce payment processing platform settling in US dollars, and by offering crypto-friendly checking accounts. Adoption of Mambu as core banking infrastructure suggests a modernization effort oriented toward cloud-native banking operations.

Last 12 months
Regulated entities
General Banking License
Panama
Towerbank International Inc.
The stack
Payments / PSP
TowerPay (self-operated)
Lending
mambuCar LoanMortgage LoanPersonal LoanCredit LinesTrade FinancingMedium-Term CreditsWorking Capital LinesStructured CreditsLetter of CreditLeasing
Accounting gap: significant