← State of Embedded Finance 2026

Topsource Worldwide

Can a global payroll and EOR services firm decouple international workforce expansion from payments and compliance complexity by embedding specialist fintech infrastructure?

Founded2004
HQLondon, United Kingdom
IndustryHorizontal SaaS / HR & Payroll
The story

Founded in 2004 as a UK-based accounting and payroll outsourcing business, TopSource evolved over two decades into a global payroll and Employer of Record (EOR) platform serving over 1,000 international businesses. The company's embedded-finance inflection point came with the Ebury partnership, which offloaded the complexity of multi-currency international salary disbursement to a specialist cross-border payments provider. The Portico platform deepens integration into clients' HR and finance ecosystems, making Topsource a workflow layer rather than a standalone bureau.

Last 12 months
2024
Product timeline
2004
Founded in London as an accounting, payroll and HR outsourcing firm (originally operating as TopSource).· pivot
2022
Rebranded and expanded internationally as Topsource Worldwide, emphasising global payroll and Employer of Record (EOR) services.· pivot
2023
Launched Portico, a proprietary global employment platform integrating with major HRIS, ATS, ERP and accounting systems.· banking
2024
Announced partnership with Ebury to power multi-currency international payroll payments across 140+ currencies and 200 countries via Ebury Mass Payments.· banking
The stack
FX & payouts
Ebury ConnectEbury
Accounting
WorkdaySAP SuccessFactorsUKGBambooHRHiBobPersonioKeka
Accounting gap: minor