← Embedded Finance Index 2026

Titan

Can a mobile-first active investment platform built on top of brokerage infrastructure displace traditional wealth managers for the Gen Z and millennial generation?

Founded2017
HQNew York, NY, USA
FoundersJoe Percoco, Clayton Gardner
Total raised$75M
Latest roundSeries B, July 2021
Valuation$450M post-money (2021)
IndustryFintech / Investment
The story

Founded in 2017, Titan set out to democratize institutional-quality active investment management for retail investors — specifically Gen Z and millennials — via a mobile app. The company positioned itself as an alternative to passive index investing and self-directed brokerage, offering curated portfolios managed by the platform itself. With $75M raised by mid-2021 at a $450M valuation backed by a16z, Titan expanded its product suite to include multiple strategies (e.g., US equities, crypto, international, real estate) and uses Apex Clearing as its brokerage infrastructure. The strategic question has shifted from simply acquiring retail investors to building a comprehensive wealth management platform that rivals established asset managers.

Last 12 months
Product timeline
2017
Titan founded as a retail active investment management platform targeting Gen Z and millennials.· pivot
2018
Titan launched its mobile app offering algorithmic, hedge-fund-style investing for everyday investors.· banking
2021
Raised $12.5M Series A led by General Catalyst to expand investment offerings.· acquisition
2021
Raised $58M Series B led by a16z at a $450M valuation, positioning as 'the Fidelity for Gen Z and Millennials.'· acquisition
Regulated entities
1
regulatory licence held by Titan
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
1 layer disclosed in Titan’s embedded-finance stack
Crypto
Bakkt
Accounting gap: none