“Can an AI-driven portfolio model of fintech brands become the dominant intelligence layer for wealth and asset managers?”
Founded in 2018 by Wharton/MIT professor Vinay Nair, TIFIN operates as an AI-powered fintech portfolio company, incubating and scaling multiple fintech brands targeting the wealth and asset management ecosystem. Rather than a single product, TIFIN combines investment intelligence, data science, and technology to build or acquire distinct fintech companies serving advisors, asset managers, and employees. The @Work product represents a push into workplace financial wellness, partnering with institutional asset managers like Franklin Templeton to deliver personalized financial guidance to employees.
Tifin discloses Piermont Bank as its banking provider, according to the Embedded Finance Index 2026.
Tifin does not disclose a bank charter of its own; its banking services are provided through Piermont Bank.
Tifin was founded by Vinay Nair and is founded in 2018, headquartered in Boulder, CO, USA.
Tifin has raised ~$204M+ in total (latest round: Series D, May 2022; valuation: $842M post-money (2022)).
Get a read on where your own stack stands against Tifin and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.