TempoPay
“Can a zero-interest employer-sponsored healthcare payment account become the default way American workers finance out-of-pocket medical expenses?”
Founded2021
HQUnited States
FoundersTim Danison, Erika Davison-Aviles, Joshua Goldstein
IndustryVertical SaaS / Healthcare
The story
TempoPay was founded in 2021 inside Redesign Health as a healthcare financial wellness benefit — essentially a zero-interest, fee-free revolving credit account for employees to pay healthcare expenses and repay via payroll deduction. Rather than building proprietary payroll integrations, TempoPay adopted Finch's unified payroll API to scale connections to employer payroll systems rapidly. The company's embedded finance angle is narrow but focused: it is an interest-free patient financing product delivered via the employer benefits channel, with payroll deduction as the repayment rail.
Last 12 months
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Product timeline
2021
Founded within Redesign Health as a financial benefits platform enabling employers to remove financial barriers to healthcare access.· pivot
2023
Integrated Finch to automate payroll deductions, writing them 4x faster across multiple employer payroll systems.· banking
The stack
Accounting gap: none