“Can a Southeast Asia payment software solutions provider parlay its real-time payment infrastructure and API management expertise into a scalable, publicly listed fintech platform serving financial institutions across Asia-Pacific and the United States?”
Founded in 2014/2015 as a payment and digital solutions specialist serving financial institutions and telcos in Southeast Asia, TechCreate built its business around payment gateways, API management, and ASEAN QR code implementations. The company expanded its offering to include cybersecurity and cloud computing, evolving into a broader technology consultancy. In 2025 it merged with Diginius to form an integrated fintech enterprise and pursued a US public listing on NYSE American, signalling a shift toward becoming a publicly accountable payment infrastructure provider with US capital markets access. It is also exploring quantum-safe payment terminal technology, pointing toward next-generation payment security.
Techcreate processes payments through TechCreate AI-RTE Real-Time Payment Engine (self-operated). Disclosed money-movement rails: RTP.
The Embedded Finance Index 2026 maps 2 layers in Techcreate's stack: Payments / PSP (TechCreate AI-RTE Real-Time Payment Engine (self-operated)); Money movement (RTP).
Techcreate is founded in 2015 and headquartered in 336 Smith Street, #06-303, New Bridge Centre, Singapore 050336.
Get a read on where your own stack stands against Techcreate and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.