← State of Embedded Finance 2026

Tarabut

Can Tarabut become the regulated embedded-finance operating system for MENA by turning open-banking compliance into a launchpad for SME lending, BaaS, and data-driven financial products?

Founded2017
HQBahrain (Manama) / Saudi Arabia (Riyadh)
Total raised$57M
Latest roundSeries A, 2023
IndustryInfrastructure / Open banking
The story

Founded as Tarabut Gateway, the company began as MENA's first regulated open banking platform, offering compliant AIS/PIS APIs to banks and fintechs in Bahrain and Saudi Arabia. Over time it expanded beyond pure open-banking compliance toward a full Embedded Finance platform—adding SME lending infrastructure, BaaS APIs for banks and insurers, and AI-driven credit decisioning. The rebranding to 'Tarabut' signals a strategic shift from being a connectivity layer to being MENA's operating system for embedded finance, targeting banks, POS acquirers, fintechs, and industry verticals.

Last 12 months
2025-02
2025-05
Product timeline
2025
Rebranded/repositioned as 'Tarabut' (dropping 'Gateway' suffix), articulating itself as MENA's leading Embedded Finance platform.· pivot
2025
Signed MoU with Bahrain Islamic Bank (BisB) to develop POS-transaction-based revenue-based financing for SMEs.· lending
2025
Partnered with MUHIDE to streamline SME financing through embedded finance within B2B trade environments in Saudi Arabia.· lending
Regulated entities
Open Banking / Regulatory License
Bahrain (CBB)
Tarabut Holding Limited
Open Banking / Regulatory License
Saudi Arabia (SAMA)
Tarabut
The stack
Lending
Embedded SME lending platformPOS-based revenue-based financingAuto financing (embedded)Mortgage financing (embedded)B2B trade financing
Open banking
Tarabut (self-operated)
Accounting gap: none