“Can MENA's first open banking aggregator become the embedded finance infrastructure layer for the region's banks and fintechs?”
Founded 2017 as MENA's first regulated open banking aggregator (AISP/PISP), Tarabut built a TPP-style API connecting regional banks. The company has since broadened beyond pure AIS/PIS into 'premium APIs' — embedded finance for SME POS lending, auto financing, and BaaS infrastructure for banks. It positions itself as the open finance + embedded finance rails for MENA, working with banks and fintechs across Bahrain, UAE, and Saudi Arabia.
Tarabut Gateway discloses Tarabut BaaS (in-house) as its banking provider, according to the Embedded Finance Index 2026.
Tarabut Gateway does not disclose a bank charter of its own; its banking services are provided through Tarabut BaaS (in-house).
Tarabut Gateway processes payments through Tarabut Payments (self-operated, PISP).
Tarabut Gateway connects to bank accounts through Tarabut Gateway (self-operated, AISP/PISP).
The Embedded Finance Index 2026 maps 4 layers in Tarabut Gateway's stack: Payments / PSP (Tarabut Payments (self-operated, PISP)); Banking / BaaS (Tarabut BaaS (in-house)); Lending (Embedded Finance / SME lending platform, POS Financing, Auto Financing, Mortgage Financing and 6 others); Open banking (Tarabut Gateway (self-operated, AISP/PISP)).
Tarabut Gateway was founded by Abdulla Almoayed and is founded in 2017, headquartered in Manama, Bahrain / Dubai, UAE / Riyadh, Saudi Arabia.
Tarabut Gateway has raised $120M in total (latest round: Strategic financing round, Sep 2026).
Get a read on where your own stack stands against Tarabut Gateway and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.