“Can a full-service payment provider capture the embedded payments opportunity for SMB-focused software companies by offering a single white-label stack — gateway, acquiring, fraud, and support — through one FSP relationship?”
Taluspay (legal entity: LTD Merchant Service, LLC d/b/a Talus Pay; parent FPT Operating Company, LLC) is a full-service payments provider targeting SMBs, resellers, and software companies. The company has built a proprietary gateway (Talus Connect) on top of Fiserv acquiring infrastructure, and has pivoted to an embedded payments FSP model — enabling ISVs to white-label its payment stack and monetize payments within their own platforms. The company positions itself as a single-source provider handling merchant onboarding, gateway, fraud, settlement, and support.
Taluspay processes payments through Fiserv (acquiring processor, named in Terms of Service) and Talus Connect Gateway (self-operated). Disclosed money-movement rails: ACH.
The Embedded Finance Index 2026 maps 2 layers in Taluspay's stack: Payments / PSP (Fiserv (acquiring processor, named in Terms of Service) and Talus Connect Gateway (self-operated)); Money movement (ACH).
Taluspay is headquartered in Dallas, TX 75251 (12712 Park Central Drive, Ste 350).
Get a read on where your own stack stands against Taluspay and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.