← Embedded Finance Index 2026

Taluspay

Can a full-service payment provider capture the embedded payments opportunity for SMB-focused software companies by offering a single white-label stack — gateway, acquiring, fraud, and support — through one FSP relationship?

HQDallas, TX 75251 (12712 Park Central Drive, Ste 350)
IndustryInfrastructure / Payments
The story

Taluspay (legal entity: LTD Merchant Service, LLC d/b/a Talus Pay; parent FPT Operating Company, LLC) is a full-service payments provider targeting SMBs, resellers, and software companies. The company has built a proprietary gateway (Talus Connect) on top of Fiserv acquiring infrastructure, and has pivoted to an embedded payments FSP model — enabling ISVs to white-label its payment stack and monetize payments within their own platforms. The company positions itself as a single-source provider handling merchant onboarding, gateway, fraud, settlement, and support.

Last 12 months
The stack
2 layers disclosed in Taluspay’s embedded-finance stack
Payments / PSP
Fiserv (acquiring processor, named in Terms of Service)Talus Connect Gateway (self-operated)
Money movement
in the full report
Accounting gap: significant
1 more provider across 1 layer, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.