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T23 Group

Can a Caribbean-anchored banking technology integrator become the go-to digital transformation partner for financial institutions across the Americas and Europe?

HQSan Juan, Puerto Rico (Avenida San Claudio 462)
IndustryInfrastructure / BaaS
The story

T23 Group positions itself as a banking transformation partner — not a bank or end-user fintech — delivering ecosystem deployment, staff augmentation, outsourcing, and digital transformation services to financial institutions, credit unions, fintechs, insurance companies, and security brokers across the Americas and Europe. The company includes crypto wallet and banking capabilities in its service portfolio, suggesting a move toward helping clients implement modern digital banking stacks including crypto rails. Evidence of internal embedded finance stack adoption is thin; the company's primary product is the transformation services themselves.

Last 12 months
The stack
KYC
Sumsub
Accounting gap: none