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Sygnum

“Can a FINMA-licensed Swiss digital asset bank become the institutional-grade infrastructure layer — settlement network, B2B banking rails, and regulated lending — for the global digital asset ecosystem?”

Founded2017
HQZurich, Switzerland
Total raised$246.3M
IndustryFintech / Crypto
The story

Founded in 2017 as a FINMA-licensed Swiss bank purpose-built for digital assets, Sygnum has evolved from a direct institutional crypto bank into a full-service B2B digital asset banking infrastructure provider. While it continues to serve institutional investors directly with custody, lending, and asset management, its B2B banking division now white-labels these capabilities to 20+ partner banks globally. The launch of Sygnum Connect in late 2024 signals a further pivot toward becoming settlement infrastructure for the institutional digital asset ecosystem, competing with crypto-native clearing networks.

Last 12 months
2024-08
2024-12
2025-10
2025-10
Product timeline
2017
Sygnum Bank AG founded in Zurich as a crypto-native digital asset bank targeting institutional and professional investors.· banking
2021
Expanded B2B banking offering to support 20+ partner banks enabling them to offer digital asset custody, trading, and tokenization under their own brand.· banking
2024
Issued industry-first $50M Bitcoin-backed syndicated loan to Ledn, marking a significant expansion of institutional crypto lending capabilities.· lending
2024
Launched Sygnum Connect, a 24/7 multi-asset instant settlement network for fiat, digital assets, and stablecoins, powered by Fireblocks.· banking
2024
Tokenized a portfolio of loans to Italian SMEs in partnership with Azimut, expanding into real-world asset tokenization.· banking
2025
Announced partnership with Debifi to develop MultiSYG, a Bitcoin-native multi-signature lending solution — first from a regulated bank, targeting H1 2026 launch.· lending
Regulated entities
Banking Licence
Switzerland (FINMA)
Sygnum Bank AG
Financial Services Regulatory Licence
Abu Dhabi Global Market (ADGM / FSRA)
Sygnum Bank AG Middle East Branch
Financial Services Licence
Singapore (MAS)
Sygnum PTE Ltd.
Financial Services Registration
Liechtenstein
Sygnum Europe AG
The stack
Lending
Digital asset-backed Lombard loans (BTC, ETH, and other crypto collateral)Overdraft facilities in CHF, EUR, USD against crypto collateralHashrate-backed loans for green crypto minersBitcoin-backed syndicated loans (institutional)MultiSYG — Bitcoin-native multi-signature lending solution (partnership with Debifi, H1 2026)
Crypto
Fireblocks
Accounting gap: none