Surcharge Free Moneypass Atm
“Can a nationwide surcharge-free ATM network become the default physical cash-access infrastructure layer embedded into every financial institution's cardholder product?”
MoneyPass was founded in 2003 as a regional surcharge-free ATM network by Genpass, Inc., formed through the merger of two existing regional networks. It grew to become the second-largest surcharge-free ATM network in the United States under Elan Financial Services (U.S. Bank) ownership. Fiserv subsequently acquired MoneyPass, integrating it into its card services and payment networks portfolio, and expanded it to nearly 40,000–61,000 surcharge-free ATMs nationwide serving more than 160 million cardholders across 2,000+ financial institution members. The network now positions itself as an embedded ATM access layer for banks, credit unions, prepaid card issuers, and independent ATM deployers.