← Embedded Finance Index 2026

Sunstone

Can a purpose-built commercial solar lending platform become the default financing layer for solar developers serving SMB customers?

IndustryFintech / Lending
The story

Sunstone Credit operates as a specialty commercial solar lender, providing financing to businesses seeking to install solar energy systems. The platform is partner-facing, enabling solar installation contractors and developers to offer financing to their SMB customers. The company leverages Cross River as a bank partner to underwrite and fund commercial solar loans, positioning itself as an embedded lending platform for the clean energy sector.

Last 12 months
The stack
3 layers disclosed in Sunstone’s embedded-finance stack
Banking / BaaS
Cross River
Lending
in the full report
Sponsor bank
in the full report
Accounting gap: none
8 more providers across 2 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.