Stratiphy discloses WealthKernel as its banking provider, according to the Embedded Finance Index 2026.
Stratiphy does not disclose a bank charter of its own; its banking services are provided through WealthKernel.
Get a read on where your own stack stands against Stratiphy and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.