“Can a global electrical distributor monetize its B2B distribution flow by embedding payment terms and project financing into its order workflow?”
Sonepar USA is the US arm of a French family-owned electrical distribution group, growing through acquisitions to 571 branches and $16.5B in 2025 US sales. Its embedded finance footprint is minimal and indirect — primarily a Sunlight Financial partnership that lets solar installers buy equipment via third-party point-of-sale financing, with Sunlight paying Sonepar directly. The company is a buyer of B2B fintech (procurement/AP/tax automation), not a builder of embedded finance products.