← State of Embedded Finance 2026

Solar Insure

Can a solar warranty company become the operating system installers use to manage, monitor, and monetize every system they put on a roof?

Founded2006
HQCosta Mesa, California, USA
IndustryVertical SaaS / Solar (Warranty & Monitoring)
The story

Solar Insure started in 2006 as a warranty product for residential solar and has evolved into a vertical SaaS platform for installers — combining 20–30-year warranty coverage (backed by Zurich North America) with fleet monitoring (Daybreak), claims/invoicing workflow, and an installer marketplace. The embedded-finance surface is intentionally narrow: insurance-backed warranties are the core financial product, with distribution partnerships into solar lenders (Sunlight Financial) rather than owned banking/lending rails.

Last 12 months
2026-04
Product timeline
2006
Founded to provide long-term warranties for residential solar systems.· launch
2023
Partnered with Sunlight Financial to bundle 30-year monitoring & warranty service into residential solar loans.· partnership
2026
Launched Daybreak Fleet Monitoring platform for certified installers.· product
The stack
Accounting gap: minor