Snappis
“Can a Greek-licensed digital bank build a full consumer finance stack — banking, BNPL, and card issuing — to compete with pan-European neobanks on home turf?”
HQIoannina, Greece
IndustryFintech / Neobank
The story
Snappi Bank S.A. is a Greek licensed digital bank operating under supervision of the Bank of Greece. It has built a consumer neobank offering with a self-operated mobile banking app, PSD2-compliant payments infrastructure, and a proprietary BNPL product (Snappi Pay Later). Card issuing is powered by Paymentology, positioning Snappis as a full-stack digital bank scaling through embedded financial products.
Last 12 months
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Regulated entities
1
regulatory licence held by Snappis
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
4 layers disclosed in Snappis’s embedded-finance stack
Payments / PSP
Banking / BaaS
in the full report
Card issuing
in the full report
Lending
in the full report
Accounting gap: none
4 more providers across 3 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.