← State of Embedded Finance 2026

Skimmer

Can a pool service SaaS become the financial operating system for pool pros by embedding financing, payments, and capital into the quote-to-cash workflow?

HQAustin, TX
IndustryVertical SaaS / Pool Service
The story

Skimmer is a vertical SaaS platform for pool and spa service businesses. In early 2026 it began layering embedded finance onto its core workflow software, starting with consumer financing for pool repair/install jobs via Sunbit — positioning Skimmer as the financial layer for pool pros, not just their operating system.

Last 12 months
2026-01
Product timeline
2026
Announced integration with Sunbit to offer embedded consumer financing inside Skimmer quotes — first of its kind in the pool service market.· lending
The stack
Lending
SunbitSkimmer + Sunbit Consumer Financing (pay-over-time for pool/spa repairs and installs)
Accounting gap: none