Skb Banka
“Can SKB Banka, now a Nova KBM subsidiary, modernise its digital channels via Backbase while retaining its SME and retail customer base amid consolidation of the Slovenian banking market?”
HQLjubljana, Slovenia
IndustryBank / Community
The story
SKB Banka is a Slovenian commercial bank historically operating as an independent retail and SMB-focused institution in Ljubljana. Following acquisition by OTP Group and subsequent integration into Nova KBM, the bank operates as a subsidiary brand. In 2024 it selected Backbase as its digital banking engagement platform, signalling a push to modernise its customer-facing channels rather than build proprietary digital infrastructure. The bank continues to serve retail and small-business clients with traditional deposit, lending, and card products.
Product timeline
2009
SKB Banka partnered with the EIB for a EUR 150M credit line to support SME financing in Slovenia across infrastructure, energy efficiency, industry, services and tourism.· lending
2024
SKB Banka merged into Nova KBM d.d., becoming a subsidiary/brand under the Nova KBM group.· acquisition
2024
SKB Banka selected Backbase to accelerate digital transformation of its banking platform.· banking
Regulated entities
1
regulatory licence held by Skb Banka
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
1 layer disclosed in Skb Banka’s embedded-finance stack
Lending
SME term loansRevolving creditShort-term credit (kratkoročni kredit)EIB-backed SME credit line (EUR 150M)Leasing (via SKB Leasing d.o.o.)
Accounting gap: none