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Skb Banka

Can SKB Banka, now a Nova KBM subsidiary, modernise its digital channels via Backbase while retaining its SME and retail customer base amid consolidation of the Slovenian banking market?

HQLjubljana, Slovenia
IndustryBank / Community
The story

SKB Banka is a Slovenian commercial bank historically operating as an independent retail and SMB-focused institution in Ljubljana. Following acquisition by OTP Group and subsequent integration into Nova KBM, the bank operates as a subsidiary brand. In 2024 it selected Backbase as its digital banking engagement platform, signalling a push to modernise its customer-facing channels rather than build proprietary digital infrastructure. The bank continues to serve retail and small-business clients with traditional deposit, lending, and card products.

Last 12 months
2024-02
2024-01
Product timeline
2009
SKB Banka partnered with the EIB for a EUR 150M credit line to support SME financing in Slovenia across infrastructure, energy efficiency, industry, services and tourism.· lending
2024
SKB Banka merged into Nova KBM d.d., becoming a subsidiary/brand under the Nova KBM group.· acquisition
2024
SKB Banka selected Backbase to accelerate digital transformation of its banking platform.· banking
Regulated entities
Bank (full banking license)
Slovenia (EU)
SKB banka d.d. Ljubljana
The stack
Lending
SME term loansRevolving creditShort-term credit (kratkoročni kredit)EIB-backed SME credit line (EUR 150M)Leasing (via SKB Leasing d.o.o.)
Accounting gap: none