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Skb Banka

“Can SKB Banka, now a Nova KBM subsidiary, modernise its digital channels via Backbase while retaining its SME and retail customer base amid consolidation of the Slovenian banking market?”

HQLjubljana, Slovenia
IndustryBank / Community

The story

SKB Banka is a Slovenian commercial bank historically operating as an independent retail and SMB-focused institution in Ljubljana. Following acquisition by OTP Group and subsequent integration into Nova KBM, the bank operates as a subsidiary brand. In 2024 it selected Backbase as its digital banking engagement platform, signalling a push to modernise its customer-facing channels rather than build proprietary digital infrastructure. The bank continues to serve retail and small-business clients with traditional deposit, lending, and card products.

Last 12 months

2024-02

SKB Banka promoted its Poslovni Paket (Business Package) for SMEs and micro-enterprises, emphasising digital and cost-effective banking products.

2024-01

SKB Banka selected Backbase to accelerate its digital transformation, per IBS Intelligence report.

Product timeline

2009

SKB Banka partnered with the EIB for a EUR 150M credit line to support SME financing in Slovenia across infrastructure, energy efficiency, industry, services and tourism.· lending

2024

SKB Banka merged into Nova KBM d.d., becoming a subsidiary/brand under the Nova KBM group.· acquisition

2024

SKB Banka selected Backbase to accelerate digital transformation of its banking platform.· banking

Regulated entities

regulatory licence held by Skb Banka

Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.

The stack

1 layer disclosed in Skb Banka’s embedded-finance stack

Lending

SME term loansRevolving creditShort-term credit (kratkoročni kredit)EIB-backed SME credit line (EUR 150M)Leasing (via SKB Leasing d.o.o.)

Accounting gap: none

Skb Banka — frequently asked

Where is Skb Banka headquartered?

Skb Banka is headquartered in Ljubljana, Slovenia.

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