← State of Embedded Finance 2026

Silverflow

Can a cloud-native, direct-to-network processing platform become the new standard infrastructure layer replacing legacy card-acquiring technology for PSPs, acquirers, and payment facilitators globally?

Founded2019
HQAmsterdam, Noord-Holland, Netherlands
Total raised$73.4M
Latest roundSeries B, March 2026
IndustryInfrastructure / Payments
The story

Founded in 2019 in Amsterdam, Silverflow set out to replace legacy card-acquiring infrastructure with a cloud-native, single-API platform connected directly to Visa and Mastercard. Rather than operating as a PSP or acquirer itself, Silverflow positioned itself as the technology layer underneath acquirers, PSPs, and payment facilitators — providing processing, tokenization, data enrichment, dispute management, and direct-to-card payouts via APIs. By 2026 it was approaching one billion transactions annually and raised a $40M Series B to accelerate global expansion.

Last 12 months
2026-03
Product timeline
2019
Silverflow founded in Amsterdam as a cloud-native card payment processing company with a direct API connection to card networks.· pivot
2026
Closed $40M Series B led by Picus Capital as the company approached one billion transactions processed annually.· banking
Regulated entities
PCI DSS
Global
Silverflow B.V.
PCI 3DS
Global
Silverflow B.V.
PCI PIN
Global
Silverflow B.V.
SOC2
Global
Silverflow B.V.
PCI PTS
Global
Silverflow B.V.
The stack
Payments / PSP
Silverflow (self-operated)
Accounting gap: none