“Can a cloud-native, direct-to-network processing platform become the new standard infrastructure layer replacing legacy card-acquiring technology for PSPs, acquirers, and payment facilitators globally?”
Founded in 2019 in Amsterdam, Silverflow set out to replace legacy card-acquiring infrastructure with a cloud-native, single-API platform connected directly to Visa and Mastercard. Rather than operating as a PSP or acquirer itself, Silverflow positioned itself as the technology layer underneath acquirers, PSPs, and payment facilitators — providing processing, tokenization, data enrichment, dispute management, and direct-to-card payouts via APIs. By 2026 it was approaching one billion transactions annually and raised a $40M Series B to accelerate global expansion.