“Can an Italian SMB accounting SaaS become the all-in-one financial OS for small and medium businesses by embedding banking directly into its bookkeeping workflow?”
Founded in 2021, Sibill started as a digital accounting and financial management SaaS for Italian SMBs, providing invoice management, treasury visibility, and payment tracking. In 2025 the company expanded beyond pure SaaS into embedded finance by launching a business bank account and debit card (powered by Swan) natively within its platform, positioning itself as a financial OS for Italian SMBs rather than just an accounting tool.