“Can a freight-forwarding SaaS company become the financial operating system for supply chain participants by embedding banking, payments, and capital into its logistics workflow?”
Founded as a digital freight forwarding and supply chain visibility platform, Shifl expanded in 2022 into embedded finance with the launch of shifl.capital — positioning itself as a FinTech-Logtech hybrid offering banking and payment services tailored for supply chain participants. The platform uses Solid as its BaaS provider and Melio for vendor payment workflows. The company continues to layer tariff intelligence and customs duty tooling on top of its logistics core.
Shifl discloses Solid as its banking provider, according to the Embedded Finance Index 2026.
Shifl does not disclose a bank charter of its own; its banking services are provided through Solid.
Shifl moves money over ACH.
Shifl integrates with QuickBooks.
The Embedded Finance Index 2026 maps 4 layers in Shifl's stack: Money movement (ACH); Banking / BaaS (Solid); Accounting (QuickBooks); Spend / AP (Melio).
Shifl was founded by Shabsie Levy and is headquartered in Suffern, NY, USA.
Get a read on where your own stack stands against Shifl and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.