Sequra
“Can seQura become the default flexible-payments and BNPL infrastructure for southern European merchants by embedding its credit engine into every major PSP and e-commerce platform?”
Founded in 2013, seQura built a proprietary credit-decision algorithm to serve southern European markets where API-based credit bureau checks were unavailable. The company expanded its product range from simple BNPL to a broader flexible-payments platform covering pay-later, instalment plans (3–24 months), and vertical-specific financing for education and optical markets. In 2024 it partnered with Stripe to scale distribution and expose seQura as a payment method on the Stripe network across Spain, pivoting from purely merchant-direct integrations to a platform/PSP-embedded model.