Scor
“Can a global reinsurance group leverage proprietary data and digital underwriting tools to power the next generation of embedded credit and trade insurance products?”
Founded1970
HQParis, France
IndustryFintech / Insurtech
The story
SCOR SE is a global reinsurance group headquartered in Paris, operating across life and property & casualty reinsurance. In recent years, SCOR has expanded into embedded analytics and digital underwriting tools, most notably with the SCOR Smart Credit engine that enables insurance companies to automate merchant credit risk assessment at scale. The group maintains a large network of global subsidiaries and branches, and its embedded finance footprint is primarily limited to insurance-adjacent products rather than payments or banking.
Last 12 months
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Product timeline
2023
Launched SCOR Smart Credit, a data-driven digital pricing engine for trade credit insurance targeting e-commerce platforms and micro SMEs.· lending
Regulated entities
1
regulatory licence held by Scor
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
1 layer disclosed in Scor’s embedded-finance stack
Lending
SCOR Smart Credit (trade credit insurance pricing engine)
Accounting gap: none