Robocash
“Can a vertically integrated, AI-automated P2P investment platform within a single fintech holding group deliver superior risk-adjusted returns to retail investors across Europe while scaling loan origination across Asia?”
Founded in February 2017, Robocash was positioned from the outset as a fully automated P2P lending investment platform operating as part of the UnaFinancial fintech holding group. Unlike typical P2P platforms, all loan originators on Robocash belong to the same UnaFinancial group, creating a vertically integrated model that eliminates third-party originator risk. Over time the platform expanded its loan originator base across Asia (Philippines, India) and Europe, and upgraded its compliance infrastructure with automated KYC/AML tooling to scale investor onboarding.