Revenued

Revenued was built to serve small businesses that are locked out of traditional credit due to poor or thin credit scores, using machine learning to underwrite based on bank account cash flow and revenue data rather than FICO. Its core product — the Revenued Business Card + Flex Line — is structured as a purchase of future receivables, sidestepping lending regulations. The company has since pivoted toward B2B2B distribution, positioning itself as an embedded capital provider for payroll, vertical SaaS, payments, and fintech platforms that want to offer working capital to their own SMB customers.