“Can an AI-native AR automation platform replace the manual dunning and collections workflow for European SMEs?”
Recovr is a Brussels/Paris-based vertical SaaS focused exclusively on accounts receivable automation for SMEs — invoice follow-up, dispute management, and routing to legal partners (lawyers, bailiffs, collection agencies). The company has expanded from a rules-based dunning workflow into AI-driven phone collections via its AI Agent product. It operates as a pure software layer that integrates with accounting ERPs (Odoo, etc.); it does not hold customer funds or process payments itself.
The Embedded Finance Index 2026 maps 2 layers in Recovr's stack: Unified APIs (Chift); Accounting (Odoo, Pennylane, Horus and Sage).
Recovr was founded by Alessandro Drappa and Gerardo Drappa and is headquartered in Brussels, Belgium (with office in Paris, Station F).
Recovr has raised €1.1M in total (latest round: Seed (Nov 2024, €1.1M)).
Get a read on where your own stack stands against Recovr and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.