Qenta
“Can a CEE payment service provider roll up card issuing, cross-border payouts, and embedded finance into a single global B2B platform?”
HQGraz, Austria
Total raised$1.4M
Latest roundPrivate Equity Round, 2022
IndustryInfrastructure / Payments
The story
Qenta is an Austrian-headquartered payment service provider offering QPAY/QMORE/QCALL/QFILE/QTILL checkout solutions to merchants across CEE, alongside an embedded finance offering for branded cards and accounts. The U.S. entity (Qenta Inc., parent: Blockchain Coinvestors Acquisition Corp. I) has expanded inorganically by acquiring Noble Money (2022), Apto Payments (card issuing platform), and PiPiT Global (2025), positioning itself as a multi-region payments + embedded finance roll-up.
Last 12 months
2025-05
Product timeline
0
Acquired Apto Payments (card issuance platform)· acquisition
2022
Acquired Noble Money· acquisition
2025
Acquired PiPiT Global· acquisition
The stack
3 layers disclosed in Qenta’s embedded-finance stack
Payments / PSP
QPAY – Checkout Page (self-operated)QMORE – Checkout Seamless (self-operated)QCALL – Checkout Terminal (self-operated)QFILE – Checkout Automated (self-operated)QTILL – Checkout Enterprise (self-operated)QPC Payment Center (self-operated)Pay by Link (self-operated)
Banking / BaaS
in the full report
Card issuing
in the full report
Accounting gap: significant
2 more providers across 2 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.