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Plazo

“Can a cloud-native lending platform built on Mambu deliver fast, scalable credit products to Spanish consumers and SMBs without the overhead of proprietary banking infrastructure?”

HQSpain
IndustryFintech / Lending
The story

Plazo is a Spanish lending fintech operated by IDFINANCE PLAZO, S.L.U., offering consumer and/or SMB loan products via its website and mobile app. The company partnered with Mambu to fuel expansion of its lending infrastructure, leveraging a cloud-native core to scale product offerings without building proprietary loan management systems. The IDFinance parent brand gives Plazo access to broader European fintech operational DNA.

Last 12 months
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Regulated entities
1
regulatory licence held by Plazo
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
1 layer disclosed in Plazo’s embedded-finance stack
Lending
MambuConsumer loansSMB lending
Accounting gap: none

Plazo — frequently asked

Who provides Plazo's lending?

Plazo's lending and capital products are provided by Mambu.

Where is Plazo headquartered?

Plazo is headquartered in Spain.

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