Paytient

Founded in 2018, Paytient built a Health Payment Account (HPA) product that allows employees and health plan members to pay out-of-pocket medical expenses in interest-free installments. The product sits at the intersection of employer benefits and healthcare fintech, operating in partnership with Commerce Bank which provides the underlying card and credit infrastructure. Paytient has progressively scaled its employer and health plan channel while raising successive rounds of growth capital to fund the credit book behind its zero-interest installment model.