← State of Embedded Finance 2026

Paystand

Can a blockchain-anchored B2B payment network displace card rails and become the financial operating system for the CFO?

Founded2013
HQScotts Valley, California, USA
Total raised$86.3M
Latest roundVenture (Round not Specified), 2022
IndustryVertical SaaS / B2B Payments & AR Automation
The story

Paystand began as a B2B payments platform built on a blockchain-backed network to enable zero-fee bank-to-bank payments and AR automation. Following the Teampay acquisition, it expanded into a full CFO suite spanning AR, AP, expense management, corporate cards, and FX payouts, positioning itself as agentic, on-chain finance infrastructure for mid-market enterprises.

Last 12 months
Product timeline
0
Acquired Teampay to add corporate cards, spend management, and AP automation· acquisition
The stack
Payments / PSP
Paystand Payment Network (self-operated)Paystand Bank Network (self-operated)
Lending
Lendica FundNow (A/R finance)Embedded lending in Paystand dashboard
Accounting
NetSuiteSage IntacctSage 300Sage 100Sage X3SageMicrosoft Dynamics 365AcumaticaQuickBooks OnlineXeroAdobe CommerceBigCommerceWooCommerceDocusign
Accounting gap: none