“Can a blockchain-anchored B2B payment network displace card rails and become the financial operating system for the CFO?”
Paystand began as a B2B payments platform built on a blockchain-backed network to enable zero-fee bank-to-bank payments and AR automation. Following the Teampay acquisition, it expanded into a full CFO suite spanning AR, AP, expense management, corporate cards, and FX payouts, positioning itself as agentic, on-chain finance infrastructure for mid-market enterprises.
Paystand discloses Lewis & Clark Bank and Community Federal Savings Bank as its banking providers, according to the Embedded Finance Index 2026.
Paystand does not disclose a bank charter of its own; its banking services are provided through Lewis & Clark Bank and Community Federal Savings Bank.
Paystand processes payments through Paystand Payment Network (self-operated) and Paystand Bank Network (self-operated). Disclosed money-movement rails: ACH.
Paystand integrates with NetSuite, Sage Intacct, Sage 300, Sage 100, Sage X3, Sage, Microsoft Dynamics 365, Acumatica and 6 others.
The Embedded Finance Index 2026 maps 6 layers in Paystand's stack: Payments / PSP (Paystand Payment Network (self-operated) and Paystand Bank Network (self-operated)); Money movement (ACH); Banking / BaaS (Lewis & Clark Bank and Community Federal Savings Bank); Lending (Lendica FundNow (A/R finance) and Embedded lending in Paystand dashboard); Accounting (NetSuite, Sage Intacct, Sage 300, Sage 100 and 10 others); Spend / AP (Teampay (acquired/in-house)).
Paystand is founded in 2013 and headquartered in Scotts Valley, California, USA.
Paystand has raised $86.3M in total (latest round: Venture (Round not Specified), 2022).
Get a read on where your own stack stands against Paystand and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.